Social Work 'La Caixa' build 1,142 new apartments that will rent to a below market price to low-income families through the Affordable Housing Program, as the foundation reported.
These houses belong to 17 sales, distributed Catalunya (10), Basque Country (3), Madrid (1), Cantabria (1), Murcia (1) and Andalusia (1), and come mostly to pay down debt agreements with developers, as a result of the crisis, had to freeze construction of its buildings, which were taken over by 'La Caixa'.
Social Work 'La Caixa' acquires a price set by appraisal officer and a study of the foundation itself, the land to ServiHabitat, the property company of La Caixa, once noted that the requirements for membership of the Affordable Housing Program.
The general director of Fundación 'La Caixa', Jaume Lasapa, stressed their desire to be "cyclical" in times of crisis, and assured that this solution summarizes what is "socially good economically smart. "
These homes, in addition to the 3,000 rental apartments for young people between 18 and 35 and for over 65 years built since 2004, and already 2,777 have been awarded.
investment to build the total of the award-which will be phased until 2013 - is 720 million euros, and Lasapa stressed that this initiative is sustainable, despite "not economically bright, which also is the goal. "
also CEO of the Affordable Housing Obra Social La Caixa, Jaume Cabré, has assured that this will be the final investment, since the construction has already started in almost all promotions.
La Caixa is one of the entities that are most 'brick' accumulate on their balance sheets to the point of decoupling of the impending ServiHabitat Caixabank conversion and has received more criticism for its policy of mortgage clauses, both as land swaps.
On the other hand, has proven to be one of the most active marketing campaigns to lighten 'stock'.
from 170 to 500 euros per month
The houses have a floor space of 60 square meters, and the price of rent, which varies by region, ranging between 170 and 300 euros per month for young and old, and 400 or 500 euros per month for families whose floors are larger.
Cabré stressed that, although tenants are low income, the level of default is minimal, 1%.
The requirements to access one of these homes are to be of age, do not exceed the maximum income set, establish a minimum income or constitute an endorsement, and no other home ownership.
to 30 applications per flat
Mean applications, which can be processed in the network or at any branch of 'La Caixa', is about 30 per floor, and the award is made by drawing a notary.
The rental period is five years renewable, and, after a decade, tenants have access to the opportunity to buy at a lower price than the housing market, an option which benefit the majority.
"It is not intended to solve the housing problem, but set an example that can be made cheap apartments, quality and sustainable" has settled Cabré.
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